Free Checking

escu_checkingThe Free Checking is for members who like a simple, basic checking account. There are no monthly services charges, no minimum balance, unlimited check writing, and access to online services. Members receive a set of personalized temporary checks when the account is opened. Additional checks can be purchased from ESCUs. Free checks are available to members who are ages 55 or over. Our ATM/Debit Card has no usage fees, and there are thousands of free ATMs available. To see which ESCU Checking Account best meets your needs, click here to view our Checking Comparison Chart.

Get your ATM/Debit Card Instantly!

Now there’s no waiting for you to receive your new Debit/ATM card when you open a new account or experience a lost or stolen card. We now have the Card@Once system, which allows us to issue you a new or replacement card instantly.

As a reminder, please notify us if your card is lost or stolen, any time of day by calling the credit union and connecting to the Lost or Stolen Notification Service or by calling them directly at 1-800-472-3272. Then, visit the ESCU Financial Center nearest you to get a replacement card made with Card@Once for you in an instant.


Interest Rewards Checking

For those who want added convenience and money saving options, the Interest Rewards Checking offers a higher dividend on checking funds when several criteria are met. To qualify for the higher dividend and to avoid a monthly service charge, Interest Reward Checking account holders need only to have at least one Direct Deposit per month, at least 10 debit card transactions and electronic statements. All of the same benefits available with Free Checking are also available with Interest Rewards Checking. To see which ESCU Checking Account best meets your needs, click here to view our Checking Comparison Chart. To see current dividends for this account, click here.

Get your new ATM/Debit Card Instantly!

Now there’s no waiting for you to receive your new Debit/ATM card when you open a new account or experience a lost or stolen card. We now have the Card@Once system, which allows us to issue you a new or replacement card instantly.

As a reminder, please notify us if your card is lost or stolen, any time of day by calling the credit union and connecting to the Lost or Stolen Notification Service or by calling them directly at 1-800-472-3272. Then, visit the ESCU Financial Center nearest you to get a replacement card made with Card@Once for you in an instant.

 

 

 


Student Checking

Available for members ages 15 – 24, this account has no monthly services charges, no minimum balance, unlimited check writing, and access to online services such as online banking, mobile banking and mobile deposit. Members receive a set of personalized temporary checks when the account is opened. Additional checks can be purchased from ESCU. Our ATM/Debit Card has no usage fees, and there are thousands of free ATMs available. Members using this account can use any ATM and get surcharges refunded, up to $10, at the end of each month. To see which ESCU Checking Account best meets your needs, click here to view our Checking Comparison Chart.

Get your new ATM/Debit Card Instantly!

Now there’s no waiting for you to receive your new Debit/ATM card when you open a new account or experience a lost or stolen card. We now have the Card@Once system, which allows us to issue you a new or replacement card instantly.

As a reminder, please notify us if your card is lost or stolen, any time of day by calling the credit union and connecting to the Lost or Stolen Notification Service or by calling them directly at 1-800-472-3272. Then, visit the ESCU Financial Center nearest you to get a replacement card made with Card@Once for you in an instant.


ATM/Debit Card

ESCU’s Visa Debit Card offers you convenient debit access as millions of Visa merchants worldwide, as well as access to cash at ATMs. There are no usage fees for purchases using the card.

ESCU offers more than 2000 surcharge-free ATMs. ATM transactions are free and unlimited at any ESCU-owned ATMs.  ESCU is a part of the MoneyPass/CU24 ATM network which includes US Bank ATMs, Publix ATMs and Thornton’s ATMs.  To search for a free ATM to use click here.


Mobile Services

ESCU offers a variety of online services for your mobile lifestyle.

Virtual Branch Online Banking is free, and can be accessed at www.escu.com with a Log In ID and a Security ID you receive at account opening.

 

Online Bill Payment with ESCU allows you to manage your bills from one log-in. When at least 6 bills are paid using Bill Payment monthly, the service is free. When less than 6 bills are paid online monthly, there is a monthly charge of $5.95. Members must request to have this service added to their Virtual Branch menu. A free trial period is available for members who would like to try this service.

 

Mobile Money mobile banking allows you to access your accounts in a format that is mobile device friendly. To request this free service, contact ESCU through Virtual Branch message, or visit the branch nearest you.

 

Electronic Statements offer safety and convenience. Those who enrolled in e-statements do not receive a paper statement. An e-mail alert is sent monthly to notify you that your statement is ready for viewing in Virtual Branch. To request the e-statement service, log in to Virtual Branch and accept the e-statement agreement.

 

Our Online Loan Application allows members to apply for a loan with ESCU from any device at any time.

 

ESCU’s Mobile App connects you to all things ESCU. This free app is available in the app store and works with Apple and Android platforms and well as all tablet platforms. The mobile app provides links to current rates, branch locations and directions, Virtual Branch, ATM maps and locations and more. Push notifications associated with the app allow you to get important news messages from the credit union. The app also uses your phone’s navigation system to direct you to free ATMs and branch location. The app can be downloaded free in your phone store or by scanning the appropriate QR Code below.
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