How can we help you? Loans are our specialty. Any member of ESCU may apply for a loan. ESCU has loan products that meet all your needs! Maybe you are planning that well deserved vacation, or you have decided to purchase a home and want to take advantage of our low rates! All of our loans are simple interest. Check out our Loan Calculator page to determine your monthly payments or call one of the loan officers and you will receive prompt and courteous service. We encourage you to call us for loan pre-approval. All loan transactions are held in strict confidence.
Repayment schedules vary and will be based upon the amount borrowed, collateral offered and the purpose of the loan. The most convenient method of payment is payroll deduction.
Credit Life and Credit Disability payment protection is offered to you for a nominal fee. These products help secure your loan in the unlikely event something happens regarding your health that may keep you from working. ESCU also offers you GAP and Mechanical Breakdown policies for most auto, boat, RV and motorcycle loans.
See Types of Loans