Membership

Want to learn more about joining our credit union?  Check out the information below.  Need to ask a question?  E-mail us at info@escu.com.

What is a credit union, anyway?

By definition, a credit union is a cooperative financial institution, owned and operated by its members.  Simply, that means that the members of a credit union are also its owners.  A volunteer board of directors who are also members, oversee the credit union.  So, the people who make the decisions are the people who actually use the services of the credit union.  That keeps savings rates fair and loan rates affordable.

Can I join this credit union?

Yes, if you meet any of the following criteria:
You live, work, worship or attend school in Davidson or Sumner Counties of Tennessee.
You work for Nashville Electric Service.
You are employed by a Select Employee Group of ESCU (ask your HR Manager for details).
You are related to a current member of the ESCU.

Does it cost anything to join?

There is a one-time $1 membership fee due at the time membership is opened.  A $25 minimum deposit to a Primary Savings Account is also required to establish membership.

How do I join?

All memberships and accounts are opened in person at ESCU branch locations.

Donelson Branch
3139 Lebanon Pike
Jackson Downs/Target Shopping Center

Nashville Branch
1214 Church Street, Suite 100
NES building

Hendersonville Branch (under construction and coming soon)
270 Indian Lake Blvd
At the corner of Saundersville Rd and Indian Lake Blvd across from Sam’s Club.